Apple App Store · Apr 2024
Public app listing describing Gauss's debt payoff, balance transfer, credit-building, payroll advance, and budgeting features, plus the $4.99/month membership fee and 14%-18% variable APR on the credit line.
Lower interest rates on existing credit cards
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
Gauss is a New York-based consumer fintech and personal credit manager that helps users reduce debt costs, move balances to a low-APR line of credit, build credit, and automate payoff with an AI assistant; the company was formerly Placid Money.
Primary product
AI-powered personal credit manager for debt payoff, balance transfers, and credit building
Founded
2022
Headquarters
New York, NY, United States
Team size
1-10
Work style
Remote
Industry
Financial Services
Sub-industry
Consumer fintech / personal credit management
Offices
Open Positions
0 jobs at Gauss
No open positions
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