Gerald blog · Feb 2026
A 2026 product explainer covering Gerald's fee-free BNPL, cash-advance transfer unlock flow, instant transfers for eligible banks, and mobile-plan features.
Buy Now Pay Later + Cash Advance for Household Essentials
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Gerald Technologies, Inc. (Gerald) is a New York-based, YC-backed consumer fintech company that sells fee-free Buy Now, Pay Later and cash advance access through a mobile app focused on household essentials, bills, and mobile plans.
Primary product
Fee-free BNPL + cash advance mobile app for household essentials and mobile plans
Founded
2018
Headquarters
169 Madison Ave #2085, New York, NY 10016, United States
Team size
1-10
Work style
Remote
Industry
Financial Services
Sub-industry
Consumer fintech / BNPL and cash advance
Offices
0 jobs at Gerald Technologies, Inc
Check back later for new openings
Business model
Stage
seed
Total raised
$230K
Latest round
Seed VC · Apr 2021
Apr 2021 · Goodwater Capital
Jan 2021
Oct 2020 · Right Side Capital Management
Jan 2020
Leadership
Co-Founder & CEO
Co-Founder & Director of Data Science
Founding Principal Engineer, Mobile, Web, AI & SEO
Investors
Gerald describes its culture as growth-minded, scientific and data-driven, highly collaborative, experimental, and non-hierarchical. The team is fully remote, globally distributed, ships daily, and emphasizes work-life balance.
Work style
Remote
Benefits
Pricing
Zero-fee consumer app; no interest, late fees, transfer fees, or subscriptions. Gerald says it earns revenue when users shop in its in-app store / marketplace.
Differentiators
Technology
Customers
Competitors
Estimated revenue
$5M–$6.2M (estimated)
Estimated monthly visits
28.5K
Traffic estimate as of Jun 2026
Gerald blog · Feb 2026
A 2026 product explainer covering Gerald's fee-free BNPL, cash-advance transfer unlock flow, instant transfers for eligible banks, and mobile-plan features.
Gerald blog · Jan 2026
Gerald describes its zero-fee BNPL + cash-advance model and explains that revenue comes from in-app shopping rather than user fees.
Gerald blog · Jun 2025
Career-oriented post that reiterates Gerald's business model, the team structure, and the company's positioning in fee-free fintech.
Gerald blog · May 2025
Public support article that states customer support is primarily via support@joingerald.com and in-app messaging.
Gerald blog · Apr 2025
Explains Gerald's mission, product line, and hiring/career messaging around its cash-advance and BNPL platform.