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Boya

Boya logo

Boya

Corporate Expense cards and Spend management for businesses in Africa

boyahq.com
HQ: Nairobi, Nairobi County, Kenya
1-10
Fintech

Company research

Public company, workplace, funding, and market signals

Updated Jul 29, 2026

Overview

Boya is a Nairobi-based B2B fintech and spend-management platform for African businesses. It combines corporate cards, mobile-money wallets, expense controls, bill payments, subscription management, and accounting/ERP integrations into one system for finance teams.

Primary product

All-in-one spend management platform for corporate cards, expenses, bill payments, and subscription control

Founded

2021

Headquarters

Nairobi, Kenya

Team size

11-50

Industry

Financial Services

Sub-industry

Expense management software

Offices

Watermark Business Park, Ndege Road, Nairobi, Kenya
2803 Philadelphia Pike, B-1137, Claymont, DE 19703, USA
2261 Market Street (#4318), San Francisco, CA 94114, USA

Business model

B2B SaaS
payments and card-issuance platform
subscription pricing
per-transaction fees

Funding

Stage

Seed

Total raised

$500K

Latest round

Seed · Feb 2022

Latest amount

$500K

Seed

Feb 2022 · Y Combinator

$500K

People & investors

Leadership

Alphas Sinja

Co-Founder & CEO

Robert Nyangate

Co-founder, CTO/CPO

Mesh Alloys

Co-Founder & Chairman

Ivy Ngele

Growth and Partnerships Lead

Wanjala Victor

Head of Compliance and Operations

Stephanie Njoroge

Head of Customer Experience

Investors

Future Africa
Kepple Africa Ventures
Launch Africa
Y Combinator
Y Combinator Continuity Fund

Work & culture

The careers page emphasizes a mission-driven, customer-centric culture with 'stunning colleagues,' ownership, customer love, and a growth mindset. Public materials also stress problem solving at scale, accountability, and speed.

Compensation

No public salary bands, equity ranges, or bonus details were found on the careers page or other public sources reviewed.

Product & market

Pricing

Tiered SaaS pricing with monthly plans and transaction-based fees; public pages show premium/enterprise-style plans plus fees for some payment rails.

Differentiators

  • —Unified multichannel spend management across cards, M-Pesa/mobile money, bank transfers, and petty cash
  • —Real-time approvals, alerts, and policy enforcement at the point of spend
  • —Virtual and physical corporate cards with per-card controls and merchant/category restrictions
  • —Automated receipt capture, categorization, and reconciliation
  • —Localization for Kenyan/East African payment workflows and compliance needs
  • —Direct integrations with accounting and ERP systems

Technology

Visa network
M-Pesa
QuickBooks
Xero
SAP
Microsoft Dynamics
NetSuite
mobile app
web app
REST API
bank integrations
card issuing platform

Customers

Koko Networks
Juja Road Hospital
Highlight Travel Limited (BCD Travel Kenya)
SNDBX
Eidu Kenya
Watu Credit
Vivo Activewear
A Plus Interiors Limited
Tamarind

Competitors

Pesapoint
Sodexo
Ramp
Stripe
Klarna

Scale & contact

Estimated revenue

~$4.8M ARR (public 2024 estimate)

support@boyahq.com+254 768 978792

Latest news

Paymentology partners with Boya to simplify expenses for Kenyan businesses

Swala Nyeti · Jul 2026

Reports Boya’s partnership with Paymentology to connect the company to Visa and add analytics support, following the DTB launch, to simplify expense tracking for Kenyan businesses.

Boya and DTB launch SME’s virtual expense cards

Kenya News Agency · Jul 2026

Covers Boya’s virtual expense card launch with Diamond Trust Bank and Visa, describing the product as a way to simplify expense tracking, approvals, and financial control for SMEs.

Boya Tech Simplifies Expense Tracking for Kenyan Firms

TechFolio · Feb 2025

Describes Boya as a Kenyan expense-management solution with real-time visibility, digital receipts, automated reconciliation, and a recently launched virtual expense card.

Boya launches Virtual Visa cards for SMEs in Kenya

TechTrendsKE · Jul 2023

Explains Boya’s July 2023 launch of its virtual Visa expense card with DTB and Visa, including expense tracking, approvals, reporting, and automation features.

AboutBlogCareersContactDeveloper docsHelp CenterLinkedInPricingWebsiteX / Twitter
SourcesOfficial websiteAboutPricingCareersContactBlogHelp CenterDeveloper docsLinkedIn companyY Combinator profileTracxn funding pagePaymentology press releaseDTB partnership releaseSwala Nyeti articleKenya News Agency articleTechFolio articleTechTrendsKE article

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