Shyft · Feb 2026
A product summary describing Orca as a peer-to-peer payment platform with cashback for local restaurants and UT Austin-only availability.
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
Orca is a YC W22 consumer fintech/neobank built for Gen Z. Public materials describe it as a banking and payments product with instant transfers, group bill splitting, local discounts/cashback, and spend/save features; the original website also shows an early campus wedge focused on UT Austin.
Primary product
Gen Z banking / peer-to-peer payments app
Founded
2021
Headquarters
Austin, Texas, United States
Team size
1-10
Industry
Banking
Sub-industry
Neobank / consumer fintech
Offices
Austin, Texas, United States