Techwave Digest · May 2026
Recent explainer summarizing Zidisha’s direct P2P microlending model, founder Julia Kurnia, low-fee structure, and no-intermediary approach.
Direct P2P lending across the international wealth divide.
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Zidisha is a nonprofit direct peer-to-peer microlending and crowdfunding platform that connects individual backers with entrepreneurs in developing countries, emphasizing zero-interest financing, direct communication, and a pay-it-forward repayment model. Public sources describe it as remote/distributed and volunteer-heavy; no separate public CEO listing was found, with Julia Kurnia serving as the principal founder/director.
Primary product
Direct P2P microlending / crowdfunding platform for entrepreneurs in developing countries
Founded
2009
Headquarters
Sterling, Virginia, USA
Team size
1-10
Work style
Remote
Industry
Financial Services
Sub-industry
Nonprofit peer-to-peer lending / microfinance / crowdfunding
0 jobs at Zidisha
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Offices
Business model
Leadership
Founder and Director
Chief Technical Officer
Volunteer Director
Mission-driven, transparent, open-source, volunteer-heavy, and distributed worldwide; the organization appears to value remote collaboration, low overhead, and direct borrower/backer communication.
Work style
Remote
Compensation
No public compensation range was found in the sourced material. The hiring post emphasizes a remote engineering role, GitHub/code-sample review, and collaboration with a mostly volunteer distributed team.
Pricing
Borrowers pay a 5% service fee deducted from disbursements; backers pay no fee, though voluntary tips/donations are encouraged; no interest is charged on new loans.
Differentiators
Technology
Customers
Competitors
Estimated revenue
Approximately $1M-$16M (conflicting third-party estimates; public profiles disagree)
Estimated monthly visits
23.7K
Techwave Digest · May 2026
Recent explainer summarizing Zidisha’s direct P2P microlending model, founder Julia Kurnia, low-fee structure, and no-intermediary approach.
Giving Assistant Blog · Oct 2025
Nonprofit spotlight describing Zidisha’s current model, 5% service fee, direct communication, and pay-it-forward mechanics.
CGAA · Feb 2025
Article describing Zidisha’s direct lending flow, borrower fee structure, and role in connecting lenders with entrepreneurs in developing countries.
NextBillion · Mar 2016
Reports on donations from Craig Newmark, Paul Buchheit, and other tech donors, totaling about $525K at the time.
TechCrunch · Jan 2014
Launch coverage of Zidisha’s Y Combinator-era public debut and its direct P2P lending proposition.