Atomic

API that lets companies embed investment accounts into their services

atomicvest.com

HQ: San Francisco, CA, USA; Remote

11-50

B2B

Company research

Public company, workplace, funding, and market signals

Updated Jul 30, 2026

Overview

Atomic provides a turnkey B2B platform that lets fintechs and financial institutions embed investing, savings, cash management, and brokerage experiences via APIs and pre-built front ends.

Primary product

embedded investing and savings platform with APIs and pre-built experiences

Founded

2020

Headquarters

107 Greenwich Street, 21st Floor, New York, NY 10006, US

Team size

40-50

Work style

Flexible

Industry

Financial Services

Sub-industry

embedded investing / wealth tech infrastructure

Offices

New York, NY, United States

1160 Battery Street East Suite 100, San Francisco, CA 94111

Business model

B2B infrastructure platform

white-label API / SaaS

broker-dealer services

investment advisory services

Funding

Stage

Series A-II / growth

Total raised

$55.5M

Latest round

Series A-II · Aug 2025

Latest amount

$30M

Series A-II

Aug 2025 · Aquiline and Brewer Lane

$30M

Series A

Nov 2021 · QED Investors and Anthemis

$25M

Seed VC

Y Combinator

People & investors

Leadership

David Dindi

Co-Founder & CEO

Marco Alban-Hidalgo

Co-Founder & CTO

Emma Marriott

Co-Founder, Engineering

Katie Makstenieks

Global Chief Compliance Officer

Max Lapin

Chief Financial Officer

Son Ca Vu

Head of Product

Brittney Hall

Head of Support

Nick Budincich

Head of Partnerships, Financial Institutions, Consumer Fintech, Insurance

Emmanuel Ruiz-Gimenez Jobim

Director of Strategic Partnerships

Investors

Anthemis

Appia Ventures

Aquiline Capital Partners

Brewer Lane Ventures

Erie Strategic Ventures

Work & culture

Mission-driven, financial-empowerment focused, and technology-first; public hiring language also suggests a globally distributed team.

Work style

Flexible

Visa sponsorship

Limited

Compensation

Public compensation signals include backend roles posted around $150K-$200K base salary, and public H-1B data showing proffered salaries around $155K-$207.5K; no company-wide compensation policy is publicly disclosed.

Product & market

Pricing

custom B2B enterprise pricing; public monetization signals include AUM fees, foreign-exchange fees, and payment for order flow.

Differentiators

—White-label embedded investing infrastructure
—Developer-first APIs with pre-built front-end experiences
—Broad product coverage across wealth, cash management, and brokerage
—Regulatory/compliance infrastructure handled by Atomic
—Ability to support partner-branded experiences rather than direct-to-consumer accounts
—Access to U.S. and international markets

Technology

cloud-native architecture

Kubernetes

Istio

developer-friendly APIs

proprietary algorithmic-based technology

Customers

NerdWallet

Bluevine

Uphold

Aspire

Bolt

Yieldstreet

Welcome Tech

Upside

Daffy

Competitors

InvestiFi

OneVest

Bumped

Public

Velexa

Fidelity Investments

SigFig

Clear Street

Scale & contact

Estimated revenue

$1M-$10M

Estimated monthly visits

73.8K

Traffic estimate as of Jul 2026

support@atomicvest.com +1 (212) 419-5036

Signals & risks

Acquisition

Jan 2026

Atomic acquired Groene Hart Financiële Diensten, a Netherlands-based MiFID investment firm, after AFM approval, expanding Atomic's European footprint.

Source

Other

Legal disclosures note a revenue-sharing conflict of interest tied to the cash sweep program and NerdWallet referrals.

Source

Latest news

Aspire and Atomic Partner to Launch High-Yield Treasury Management Platform for Startups

Atomic · Apr 2026

Atomic partnered with Aspire on a treasury product for startups that includes money market funds, U.S. Treasury bond investments, and cash sweep products.

Bolt Expands Its SuperApp With Embedded Investing Through Atomic

Atomic · Feb 2026

Bolt announced a multi-year partnership with Atomic to add embedded investing, brokerage, and automated portfolios inside the Bolt SuperApp.

Atomic Invest Acquires Groene Hart Financiële Diensten to Expand Across Europe

Overview

Atomic provides a turnkey B2B platform that lets fintechs and financial institutions embed investing, savings, cash management, and brokerage experiences via APIs and pre-built front ends.

Primary product

embedded investing and savings platform with APIs and pre-built experiences

Founded

2020

Headquarters

107 Greenwich Street, 21st Floor, New York, NY 10006, US

Team size

40-50

Work style

Flexible

Industry

Financial Services

Sub-industry

embedded investing / wealth tech infrastructure

Offices

New York, NY, United States

1160 Battery Street East Suite 100, San Francisco, CA 94111

Business model

B2B infrastructure platform

white-label API / SaaS

broker-dealer services

investment advisory services

Funding

Stage

Series A-II / growth

Total raised

$55.5M

Latest round

Series A-II · Aug 2025

Latest amount

$30M

Series A-II

Aug 2025 · Aquiline and Brewer Lane

$30M

Series A

Nov 2021 · QED Investors and Anthemis

$25M

Seed VC

Y Combinator

People & investors

Leadership

David Dindi

Co-Founder & CEO

Marco Alban-Hidalgo

Co-Founder & CTO

Emma Marriott

Co-Founder, Engineering

Katie Makstenieks

Global Chief Compliance Officer

Max Lapin

Chief Financial Officer

Son Ca Vu

Head of Product

Brittney Hall

Head of Support

Nick Budincich

Head of Partnerships, Financial Institutions, Consumer Fintech, Insurance

Emmanuel Ruiz-Gimenez Jobim

Director of Strategic Partnerships

Investors

Anthemis

Appia Ventures

Aquiline Capital Partners

Brewer Lane Ventures

Erie Strategic Ventures

Work & culture

Mission-driven, financial-empowerment focused, and technology-first; public hiring language also suggests a globally distributed team.

Work style

Flexible

Visa sponsorship

Limited

Compensation

Product & market

Pricing

custom B2B enterprise pricing; public monetization signals include AUM fees, foreign-exchange fees, and payment for order flow.

Differentiators

—White-label embedded investing infrastructure
—Developer-first APIs with pre-built front-end experiences
—Broad product coverage across wealth, cash management, and brokerage
—Regulatory/compliance infrastructure handled by Atomic
—Ability to support partner-branded experiences rather than direct-to-consumer accounts
—Access to U.S. and international markets

Technology

cloud-native architecture

Kubernetes

Istio

developer-friendly APIs

proprietary algorithmic-based technology

Customers

NerdWallet

Bluevine

Uphold

Aspire

Bolt

Yieldstreet

Welcome Tech

Upside

Daffy

Competitors

InvestiFi

OneVest

Bumped

Public

Velexa

Fidelity Investments

SigFig

Clear Street

Scale & contact

Estimated revenue

$1M-$10M

Estimated monthly visits

73.8K

Traffic estimate as of Jul 2026

support@atomicvest.com +1 (212) 419-5036

Signals & risks

Acquisition

Jan 2026

Atomic acquired Groene Hart Financiële Diensten, a Netherlands-based MiFID investment firm, after AFM approval, expanding Atomic's European footprint.

Source

Other

Legal disclosures note a revenue-sharing conflict of interest tied to the cash sweep program and NerdWallet referrals.

Source

Latest news

Aspire and Atomic Partner to Launch High-Yield Treasury Management Platform for Startups

Atomic · Apr 2026

Atomic partnered with Aspire on a treasury product for startups that includes money market funds, U.S. Treasury bond investments, and cash sweep products.

Bolt Expands Its SuperApp With Embedded Investing Through Atomic

Atomic · Feb 2026

Bolt announced a multi-year partnership with Atomic to add embedded investing, brokerage, and automated portfolios inside the Bolt SuperApp.

Atomic Invest Acquires Groene Hart Financiële Diensten to Expand Across Europe

Remote

Atomic

Miami, FL

1y ago

Remote

Full-time

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