AtoB

Modernizing global transportation payments.

atob.com

HQ: San Francisco, CA, USA

51-200

Fintech

Company research

Public company, workplace, funding, and market signals

Updated Jul 30, 2026

Overview

AtoB is a San Francisco-based fintech platform for trucking and fleet operators, offering fuel cards, spend management, instant payroll, working-capital tools, and partner-branded fleet payment programs.

Primary product

AtoB Fuel Card / fleet payment platform

Founded

2019

Headquarters

1 Embarcadero Ctr, Ste 1200 PMB 34, San Francisco, CA 94111

Team size

51-200

Work style

Flexible

Industry

Financial Services

Sub-industry

Fleet payments / trucking fintech

Offices

1 Embarcadero Ctr, Ste 1200 PMB 34, San Francisco, CA 94111

San Francisco, CA (additional office locations reported publicly on LinkedIn/company data)

Business model

Fleet fuel cards

Fleet spend management software

Instant payroll / payments

Working capital and credit products

Partner-branded / white-label fleet card programs

Funding

Stage

Series C

Total raised

$335.1M

Latest round

Series C · Sep 2024

Latest amount

$130M

Series C

Sep 2024 · General Catalyst and Bloomberg Beta

$130M

Series B

Aug 2022 · Elad Gil and General Catalyst

$155M

Series A

Aug 2021

$23M

Seed

Aug 2020 · Bloomberg Beta

$2M

People & investors

Leadership

Vignan Velivela

Co-Founder & CEO

Scott Lustig

Chief Financial Officer

Mohan Kumar

Head of Product and Platform Engineering

Jeremiah Cooke

Head of Business Development (VP)

Matan Agam

Partnerships and Corporate Development

Kelly Boysen Lawlor

Head of Talent Acquisition

Founders

Harshita Arora

Co-Founder

Tushar Misra

Co-Founder

Investors

Work & culture

Mission-driven and high-ownership, with stated values of Empathy First, Earn Customer Trust, Be an Owner, One Team/One Fight, and Be Mighty; the careers page also emphasizes supportive teamwork and flexibility across HQ, local offices, and remote work.

Work style

Flexible

Visa sponsorship

Limited

Compensation

Public job postings show competitive pay plus equity/bonus; examples include a senior product designer role posted at roughly $170K-$200K base, and some listings note Bay Area compensation and US/Canada work visa sponsorship for specific roles.

Benefits

Competitive pay

Equity packages

Medical insurance

Dental insurance

Vision insurance

401(k) with company matching

Flexible PTO

Life insurance

Paid parental leave

Commuter benefits

Wellness benefits

10 company holidays

Winter shutdown

Product & market

Pricing

Not publicly disclosed in detail; the public offering appears to combine zero-fee / no-hidden-fee fleet cards, fuel-discount economics, and partner / embedded card program revenue.

Differentiators

—Purpose-built for trucking and logistics rather than general business spend
—Fuel discounts and fraud-prevention controls
—Open-loop Mastercard acceptance
—Integrated wallet, payroll, spend management, and working-capital tools
—Telematics-linked controls and real-time card unlock
—Partner-branded programs with fleets, fuel retailers, and logistics networks

Technology

Ruby

Ruby on Rails

GraphQL

Sorbet

Trestle

double-entry accounting

QuickBooks OAuth2 integrations

Salesloft API integrations

Customers

Trucking fleets

Fleet owners

Truck drivers

National carriers

Regional haulers

Independent operators

Uber Freight

Nolan Transportation Group / Beon Rewards carriers

Maverik / Kum & Go customers

EG America / Alloy Fleet+ customers

Murphy USA / QuickChek business customers

Competitors

WEX

FleetCor

Relay Payments

RoadFlex

Mudflap

Nomad

Scale & contact

Estimated revenue

About $20M-$30M annual revenue (public estimate; other public datasets estimate roughly $21.6M ARR in 2024).

support@atob.com (833) 947-2862

Signals & risks

Layoff

Oct 2022

AtoB laid off about 30% of staff (32 employees) after its funding round, citing external economic headwinds and restructuring.

Source

Acquisition

Jan 2025

AtoB said it was in the final stages of an acquisition in India while planning a Bengaluru R&D center and broader global expansion.

Source

Latest news

AtoB Partners with Nolan Transportation Group to Power the Beon Rewards Fuel Card

BusinessWire · Jun 2025

AtoB partnered with Nolan Transportation Group to launch the Beon Rewards Fuel Card, offering fuel savings, fraud protection, and fleet-management tools.

AtoB Joins NATSO’s Chairman’s Circle to Drive Innovation in Fuel and Fleet Payment Solutions

NATSO · Apr 2025

AtoB joined NATSO’s Chairman’s Circle to support innovation in fuel and fleet payment solutions for travel centers and truck stops.

EG America and AtoB unveil Alloy Fleet+ Card

The Trucker · Feb 2025

EG America and AtoB unveiled the Alloy Fleet+ Card, combining fuel discounts, fraud controls, and Mastercard acceptance for fleet customers.

Fintech startup AtoB to open Bengaluru R&D centre, expand global footprint

The Economic Times · Jan 2025

AtoB said it planned to open a Bengaluru R&D center and was in the final stages of an acquisition in India as it pushed global expansion.

AtoB Announces New Funding and Growth Milestones

BusinessWire · Sep 2024

AtoB announced $130M in combined Series C equity and debt financing led by General Catalyst and Bloomberg Beta, with Mastercard and other industry players participating.

Jobs and careers at AtoB

9 jobs at AtoB

New Logo Account Executive

Remote

Sales

Remote; San Francisco, California, United States

1mo ago

Remote

Full-time