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Apurata

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Apurata

Point of sale financing for Latin America's middle class.

apurata.com
HQ: Lima, Callao Region, Peru; Lima, Lima Province, Peru
11-50
Fintech

Company research

Public company, workplace, funding, and market signals

Overview

Peruvian fintech that offers 100% online personal loans and aCuotaz point-of-sale financing/BNPL for underbanked consumers and merchants, focused on fast credit decisions and small-ticket financing in Peru and Latin America.

Primary product

100% online personal loans plus aCuotaz point-of-sale financing

Founded

2016

Headquarters

Calle Chinchón 1018, San Isidro, Lima, Peru

Team size

11-50

Work style

Flexible

Industry

Financial Services

Sub-industry

Fintech / consumer lending / point-of-sale financing

Offices

Calle Chinchón 1018, San Isidro, Lima, Peru

Business model

B2C consumer lending
point-of-sale financing
BNPL
merchant financing

Funding

Stage

Seed

Total raised

$275K

Latest round

Seed-III · Nov 2022

People & investors

Leadership

Patrick Wakeham

CEO, Co-Founder

José Enrique Carrillo Pino

Co-Founder & CTO

Claudia G.

Chief Financial Officer

Liliana Rodríguez Cervantes

Head of Growth

Lorena Barrios Apaza

People and Culture Leader

Investors

500 Accelerator
500 Global
500 Somos Lucha
Escala.VC
Y Combinator

Work & culture

Horizontal, collaborative, empathetic, and learning-oriented, with an explicit growth and internal-development mindset.

Work style

Flexible

Compensation

Public job posts show paid roles with base salary plus commissions, e.g. S/1,850-S/2,550 gross monthly for collections, S/2,000 plus commissions for commercial roles, and S/2,050 total compensation for customer success; postings also mention Planilla MYPE and EPS coverage.

Benefits

Planilla MYPE
EPS coverage
profit sharing
commission upside
mobility bonus
monthly happy hour
growth opportunities
continuous learning
collaborative environment
modern offices in San Isidro
competitive base pay

Product & market

Pricing

Interest- and fee-based lending with published TEA/fees on consumer loans; aCuotaz merchant financing is offered through installment-based checkout integration.

Differentiators

  • —100% online application
  • —approval/denial in minutes
  • —cash disbursement in about 29 minutes
  • —no upfront payment required
  • —minimal borrower requirements
  • —automated credit evaluation
  • —alternative-data underwriting
  • —merchant checkout integrations via docs/API
  • —pays out to the user's chosen bank account
  • —targeted at thin-file and underbanked customers

Technology

React Native
React
Angular
AngularJS
TypeScript
JavaScript
Python
Kotlin
Java
SQL
MongoDB
Docker
Celery
Firebase
GitHub
Zendesk
Pusher
Mercado Pago
Google Workspace
AWS

Customers

underbanked middle-class Latin Americans
Peruvian consumers without credit history
dependent workers
independent workers
e-commerce merchants
physical retail merchants

Competitors

Kueski
Addi
Aplazo
Nelo
Atrato
Afluenta
Prestamype
Tienda Pago
Fondeadora
Stori

Scale & contact

Estimated revenue

Approximately $1.5M-$3.8M in estimated annual revenue; another external source estimates about $1.8M.

Estimated monthly visits

213.3K

Traffic estimate as of Jun 2026

julia@apurata.com+51-943-690-320

Latest news

En APURATA / aCuotaz continuamos expandiendo nuestras operaciones

Apurata LinkedIn · Jun 2026

Company post says operations continue expanding and reports sustained monthly growth of 10%-15% while hiring for collections roles in San Isidro.

Continuamos creciendo, y estamos buscando personas que están empezando su vida profesional para unirse al equipo de Customer Success en Apurata

Apurata LinkedIn · Feb 2026

Company post advertises an entry-level customer success role, indicating ongoing hiring and team expansion.

We keep growing! Seguimos creciendo y buscando el mejor talento

Apurata LinkedIn · Oct 2025

Company recruiting post seeking talent; supports continued hiring activity.

Ayudanos a seguir creciendo! Buscamos un Growth Analyst

Apurata LinkedIn · Oct 2025

Hiring post for a growth analyst, reinforcing the company's continued growth focus.

Buscamos Representantes de Ventas B2B

Apurata LinkedIn · Jul 2025

B2B sales hiring post for San Isidro, with in-person work and a fintech growth narrative.

BlogCareers / jobs boardEngineering docsFacebook pageGitHub organizationHomepageLinkedIn company pagePrivacy noticeThe Org team pageX / Twitter
SourcesOfficial websiteApurata blogFAQPrivacy noticeTerms and conditionsDocsY Combinator company pageLinkedIn company pageGitHub orgJobs boardThe OrgSemrush traffic overviewGetLatka profileCBInsights financials

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