AM Best affirmed Momento Seguros’ ratings and described the company as having a limited business profile and marginal enterprise risk management, indicating execution and concentration risk despite stable outlook.
SourceBuilding a full-stack auto insurer for the underserved in LatAm
Public company, workplace, funding, and market signals
Momento Seguros is a Mexico City-based insurtech and licensed Mexican auto insurer focused on digital-first auto and motorcycle insurance. It aims to make car insurance simpler, more flexible, and more affordable through automated, AI-assisted underwriting, claims, and customer service.
Primary product
Digital-first auto and motorcycle insurance for private light vehicles in Mexico
Founded
2021
Headquarters
Mexico City, Mexico
Team size
50-60 employees
Industry
Insurance
Sub-industry
Insurtech / auto insurance
Offices
0 jobs at Momento
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Business model
Leadership
Co-Founder and CEO
Co-Founder
Co-Founder / CMO
Juliana Revuelta López
Director de Finanzas y Operaciones
Liliana Miranda Chavarría
Contador
Alejandro Morales Alfaro
Auditor Interno / Titular de la UNE
Carlos Javier Espinoza Athié
Head of Business Intelligence
Jaime Valerio Castillo
Frontend Lead SR.Frontend II
Nicole Navarro
Design Lead
Emiliano Martínez
Director Nacional de Expansión
Daffne Reyes
Head of Learning & Onboarding
Raul Almanza
Territory Lead - North
Public materials emphasize a startup environment with high autonomy, end-to-end execution, data-driven decision-making, and a mission-oriented culture focused on making insurance simpler, more human, and more digital.
Pricing
Flexible monthly, quarterly, and annual plans; pricing starts from MXN 49 per month and is personalized using AI-based risk assessment.
Differentiators
Technology
Customers
Competitors
Estimated revenue
$1M-$10M
AM Best affirmed Momento Seguros’ ratings and described the company as having a limited business profile and marginal enterprise risk management, indicating execution and concentration risk despite stable outlook.
SourceAM Best noted underwriting is concentrated in personal motor business in Mexico City and its metropolitan area, with limited presence in northern states.
SourceContxto · Sep 2025
Reports Momento Seguros closed a US$10.25 million Series A led by Hedosophia and American Family Ventures, with participation from Foundation Capital, Y Combinator, HSCM Ventures, and Clocktower Technology Ventures.
Gunderson Dettmer · Aug 2025
States the Series A was led by Hedosophia and American Family Ventures and highlights Momento’s growth metrics and product positioning.
Momento LinkedIn · Aug 2025
Official company post announcing the Series A and welcoming Hedosophia and American Family Ventures.
AM Best · Apr 2025
Affirms ratings with stable outlook and notes strong balance sheet but limited business profile and marginal ERM.
Official site
Official company history page outlining launch milestones, funding, product positioning, and growth metrics.