Enabling consumers split the cost of purchases without a credit card
Public company, workplace, funding, and market signals
Atrato Pago is a Mexican BNPL and point-of-sale financing fintech that lets consumers split purchases into monthly or biweekly installments while merchants receive immediate payment and carry no credit risk.
Primary product
Buy now, pay later / point-of-sale financing for Mexican merchants and consumers
Founded
2019
Headquarters
Ciudad de México, Mexico
Team size
50-60
Work style
Flexible
Industry
Financial Services
Sub-industry
Buy now, pay later (BNPL) / point-of-sale lending
Offices
1 job at Atrato
Business model
Stage
Debt financing
Total raised
$17.8M
Latest round
Debt financing · Sep 2021
Latest amount
$15M
Leadership
Co-Founder & CEO
Co-Founder & COO
Head of Tech / Product
People Business Partner
Marketing Lead
Edgar Israel Castillo Hernández
Chief Data & Risk Officer
Head of Risk & Data
Sergio Garcia
Head of Engineering
Founders
Co-Founder & CEO
Investors
Mission-driven and customer-centric, with messaging centered on making finance more accessible in Mexico, supporting remote flexibility, and emphasizing teamwork and practical growth.
Work style
Flexible
Benefits
Pricing
Merchants integrate Atrato at checkout and receive the sale upfront while consumers repay in monthly or biweekly installments; specific pricing/merchant fee schedules are not publicly disclosed.
Differentiators
Technology
Customers
Competitors
Estimated revenue
$1M-$10M
Estimated monthly visits
169K
Traffic estimate as of Jun 2026