Founders say their prior regulated fintech venture (Zywa) was shut down when regulations and the market changed, which led to the current Cozmo AI pivot.
SourcePublic company, workplace, funding, and market signals
Cozmo AI builds multimodal AI employees for regulated enterprise operations, with the strongest public focus on property & casualty insurance claims. The platform answers calls, reads documents, applies policy, and executes workflow updates end-to-end with an auditable control layer called APE. Public sources conflict on founding year: the company’s own site traces the origin story to 2023, while YC and LinkedIn list 2025.
Primary product
Multimodal AI employee platform for P&C insurance and regulated enterprise workflows
Founded
2025
Headquarters
San Francisco, California, United States (HQ); Dubai, United Arab Emirates (EMEA HQ)
Team size
10-20
Industry
Technology, Information and Internet
Sub-industry
AI employee platform for regulated enterprise operations / insurance claims automation
Offices
0 jobs at Cozmo AI
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Business model
Stage
Seed
Total raised
$4.1M
Latest round
Seed · Dec 2022
Latest amount
$3M
Leadership
Co-Founder and CEO
Co-Founder and CTO
Sanket Bhavsar
Founding Team - Engineering
Sahaj Ramachandran
Founding Team - Engineering
Youssef B.
Lead Engineer
Investors
Early-stage, high-velocity, mission-driven, and strongly oriented toward regulated-enterprise rigor. Public posts emphasize shipping fast, proximity in the early team, owning outcomes end to end, and building with auditable AI and policy guardrails.
Pricing
Outcome-based pricing for resolved cases; for restoration workflows, a flat monthly fee based on call volume with no setup fees or per-minute charges.
Differentiators
Technology
Customers
Competitors
Estimated revenue
≈$1.3M–$10M ARR (third-party estimates vary)
Estimated monthly visits
3.9K
Traffic estimate as of Jun 2026
Founders say their prior regulated fintech venture (Zywa) was shut down when regulations and the market changed, which led to the current Cozmo AI pivot.
Source