Acquisition
Jul 2026Cypher was acquired by Nium; founder Kuberan Marimuthu and the engineering team joined Nium.
SourceCrypto Neo-Bank (WhatsApp moment for bank accounts)
Company research
Public company, workplace, funding, and market signals
Overview
Cypher is a Y Combinator-backed crypto wallet/card and on-chain banking platform that lets users swap, bridge, and spend digital assets, and later added Cypher Business and Agent Pay before being acquired by Nium in July 2026 and entering wind-down. Public sources conflict on some basics (for example, founded year and HQ), but the strongest current public signals point to 2021 and the San Francisco Bay Area.
Primary product
Non-custodial multi-chain crypto wallet with a crypto card and on-chain banking/spend products
Founded
2021
Headquarters
San Francisco Bay Area, California, United States
Team size
10-20
Industry
Software Development
Sub-industry
crypto neobank / on-chain banking / web3 payments
Offices
Open Positions
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