AI-native commercial insurance brokerage
Investors
Harper News · Feb 2026
Harper announced $47 million in combined Seed and Series A funding led by Emergence Capital, with participation from Y Combinator, Peak XV, Antler, 10X Founders, Fellows Fund, and Outset Capital.
TechCrunch · Feb 2026
TechCrunch covered Harper's combined seed and Series A raise, reporting the company had raised about $46.8M and naming Emergence Capital as Series A lead, with YC, Lobster Capital, and Peak XV among the investors.
The Insurer · Feb 2026
Industry coverage of Harper's emergence from stealth and fundraising, emphasizing the company as an AI-native retail broker for small businesses.
Y Combinator
YC's company page presents Harper as a Winter 2025 company, describes its AI-native commercial insurance brokerage model, and notes early traction across states and annualized premiums.
Emergence Capital
Emergence Capital announced it led Harper's Series A and explained why it invested, framing Harper as an AI-native service business rather than software sold to brokers.