Valora Analitik / Latam Fintech Hub · Jul 2026
Milio and Payments Way launched Dagurpay, a cross-border payments infrastructure for the U.S.-LatAm corridor, with USD/stablecoin rails, FX, compliance, and sub-24-hour settlement claims.
B2B-2C real-time account to account payments
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Milio is a YC W23 fintech/payments infrastructure company building a single-API platform for real-time card-to-card and account-to-account money movement, automated collections and payouts, and treasury/reconciliation workflows for LatAm businesses. Public sources conflict on headquarters (San Francisco vs. Bogotá), so both are listed in the evidence.
Primary product
Real-time payments infrastructure platform (API/SDK) for transfers, collections, payouts, and treasury automation
Founded
2022
Headquarters
Public sources conflict: San Francisco, California, United States (company directories) vs. Bogotá D.C., Colombia (privacy policy / YC pages).
Team size
10-20
Work style
Remote
Industry
Financial Services
Sub-industry
0 jobs at Milio
Check back later for new openings
Fintech / payments infrastructure / B2B payments
Offices
Business model
Stage
Seed (public sources also mention a later pre-seed round, so the record is not perfectly consistent)
Latest round
Seed · Mar 2023
Latest amount
$1.5M
Sep 2024
Mar 2023 · Y Combinator
Dec 2022 · Y Combinator
Leadership
Co-founder, CEO
Co-founder, CPO
Co-founder, CFO
Global Head of Acquiring
Tech Lead
Founders
Toni Riera
Former co-founder
Investors
Public hiring posts suggest a high-impact, technical, agile, remote-first culture focused on clean/scalable architecture, production-grade fintech infrastructure, and fast execution.
Work style
Remote
Compensation
Public hiring posts say compensation is competitive and paid in USD, with stock options and benefits including PTO, paid holidays, equipment, and a $1,500 learning-and-development budget. No public salary bands or visa policy were found.
Benefits
Pricing
Contract-based pricing; fees are negotiated per customer contract.
Differentiators
Technology
Customers
Competitors
Valora Analitik / Latam Fintech Hub · Jul 2026
Milio and Payments Way launched Dagurpay, a cross-border payments infrastructure for the U.S.-LatAm corridor, with USD/stablecoin rails, FX, compliance, and sub-24-hour settlement claims.
Valora Analitik · Jul 2026
A broader profile of Dagurpay and the strategic rationale for Milio’s cross-border payments push, including target customers, corridor scope, and compliance-heavy infrastructure.
Valora Analitik · Sep 2024
Explains the Visa Direct partnership, the first domestic phase in Colombia, and Milio’s positioning versus ACH, Transfiya, and Entre Cuentas.
Noticias RCN · Sep 2024
Coverage of Milio’s Visa/Banco Coopcentral card-to-card transfer launch in Colombia, with 24/7 real-time payments and international phase plans.
Portafolio · Jan 2023
Announces Milio’s acceptance into Y Combinator and describes its early financing and product direction in B2B payments/credit infrastructure.