Jobs with Startups
JobsStartupsInvestorsMCP
JobsLead Bank

Software Engineer IV

Lead Bank logo

Lead Bank

Finance

Software Engineer IV

New York, NY; San Francisco, CA; Sunnyvale, CA (Hybrid); New York; San Francisco; Sunnyvale, New York; California, US
Remote
Full-time
Posted Sep 16, 2025
Apply on company site

Opens the original job posting

Engineering
Remote

About Lead Bank

Lead is a banking infrastructure platform trusted by the most innovative companies to power complex financial products. We enable fintechs to offer compliant, programmable services like payments, lending, and digital assets at scale. Banking has moved beyond traditional institutions and is now embedded directly into everyday experiences, meaning companies need modern infrastructure that is safe, secure, and operationally sound.

 

Today, Lead is one of the only API-first, developer-focused partner banks with the financial, regulatory, and legal expertise required to help fintechs succeed. We operate offices in San Francisco, Sunnyvale, and New York City, and an FDIC-insured bank in Kansas City.

 

Engineering Team at Lead

The Engineering team builds and maintains the technology that powers Lead's modern banking platform. Partnering with the Product, Finance, and Compliance teams, they architect secure, scalable financial systems that power money movement, credit and lending, card issuing, and account products for fintechs. Success requires technical excellence, a passion for solving complex infrastructure challenges, and the ability to collaborate effectively with a diverse set of stakeholders. The team is made up of ambitious builders and pragmatic problem solvers who are genuinely excited to see their work reach millions of end users across the globe.

 

Role Description:

This candidate will design, build and maintain large scale backend systems with a focus on performance, reliability and scalability. They will work closely with product managers and key stakeholders across the company to define and roadmap and implement new features that address both product goals and customer needs. Candidates are technical leaders in their domain who can prioritize effectively, architect and develop systems from the ground up, navigate ambiguous problem domains, grow the team via mentorship and leadership and have a consistent track record of high performance and delivery.

This job description is not intended to be an exhaustive list of all duties. Team members will also perform all other duties assigned based on business needs.

Basic Qualifications:

  • 10+ years of experience and a proven track record of shipping successful projects

  • You are passionate about building large scale systems in a cloud native environment (preferably AWS)

  • You have a strong command of at least one language (preferably Go and/or Java)

  • Demonstrated experience in designing large scale systems, developing and maintaining a high quality code base, and consistently delivering challenging projects on schedule with high quality

  • Demonstrated leadership skills and the ability to mentor and guide junior engineers

  • Ability to collaborate/compromise to get to the best, most efficient outcome

  • Strong communication skills and the ability to work cross-functionally to align stakeholders on the goals and deliverables

  • You are curious, have humility and are open to learning 

Preferred Qualifications:

  • Fintech experience is a plus

  • Ability to perform in a fluid environment with high autonomy

What we offer:

  • At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life

  • Competitive compensation, including opportunities for equity grants, based on experience, geographic location, and role

  • Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA

  • Paid parental leave

  • Flexible vacation policy, including PTO and paid holidays

  • A fun and challenging team environment in a dynamic industry with ample opportunities for career growth 

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

 

*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

*Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

 

*Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.

 

Zone 1: $210,000 - $240,000 (SF/Bay Area, NYC)

  

#LI #engineering #softwareengineerjobs #hybrid #LI-AG1

Apply for this role
Lead Bank logo

Lead Bank

Company profile

Founded in 1928 and acquired by a group of fintech executives in 2022, Lead is an FDIC-insured bank that offers accounts, payments, card issuing and lending through a suite of APIs, allowing Fintechs to build financial products without holding a bank charter. In December, Lead acquired Loop, a payments processor that helps businesses and e-commerce platforms move money using stablecoin rails for faster settlement. <p>Funding: $180 million from Ribbit, Coatue and Khosla Ventures, among others. </p><p>Latest valuation: $1.47 billion. </p><p>Date of last valuation: July 2025. </p><p>Bona fides: In 2025, Lead’s net revenue rose to $108 million, up from $73 million in 2024. Adjusted earnings jumped from $22 million to $31 million. </p><p>Cofounders: CEO Jacqueline Reses, 56; CTO Ronak Vyas, 55; chief product and data science officer Homam Maalouf, 42; and chief legal and risk officer Erica Khalili, 43—a team of execs who built a bank at fintech Block (formerly Square).</p>

View Lead Bank

Headquarters

Kansas City, Missouri, United States

Team size

200

Keep exploring

More roles at Lead Bank

View all roles

Principal Product Manager

Product · Kansas City, MO; New York, NY; San Francisco, CA; Sunnyvale, CA (Hybrid); United States -Remote; kansas city; new york; san francisco; sunnyvale, missouri; new york; california , US

Senior Technical Governance Program Manager

Counsel · Kansas City, MO; New York, NY; San Francisco, CA; Sunnyvale, CA (Hybrid); United States -Remote; kansas city; new york; san francisco; sunnyvale, missouri; new york; california , US

Regulatory Product Counsel

Counsel · Kansas City, MO; New York, NY; San Francisco, CA; Sunnyvale, CA (Hybrid); United States -Remote; kansas city; new york; san francisco; sunnyvale, missouri; new york; california , US

Part-Time Teller

Retail · Lee's Summit, MO; Blue Springs, MO (On-Site); Lee's Summit; Blue Springs, Missouri, United States

Senior Technical Account Manager

Product · United States -Remote; US

Jobs with Startups © 2026

Browse startupsBrowse jobsMCP guideAboutPowered by Supabase